Acura Auto Insurance

Find out about discounts, safety ratings and other important information which can save you money on car insurance.

The Acura division of the Honda Motor Company was founded in 1986 and was established to be the performance and luxury arm of the automotive giant. The Legend, Integra and Vigor were three of the first models produced and all debuted with strong sales. Acura had successfully targeted their market audience- consumers who were looking for well-known Honda reliability but who also wanted extra glamour and power.

In the early 1990s, Acura followed the trend of other car manufacturers and renamed many of its automobiles with alphanumeric designations. The Legend became the RL and the Vigor was reintroduced as the TL. The Integra remained the same until production was discontinued in 2001. Acura struggled to maintain its market share in the late 1990s and many experts believe this was due in large part to the renaming of its fleet of cars. Acura failed to take into account how much consumers were attached to the actual automobile names rather than to the Acura brand itself. The company has worked hard over the past decade to try and correct this problem.

Today, Acura continues to produce high-end luxury sedans such as the TL, RL, and TSX. It also offers the impressive MDX and the crossover RDX which are both expensive SUVs. All of these models have received high marks from Consumer Reports. Acura is now preparing to enter the hybrid market, which is good news for consumers and environmentalists alike.

When shopping for car insurance, it is important to remember that the make and model of the car can seriously affect what you will pay for coverage. The higher the price of an automobile, usually the more it will cost to insure it. Honda has a well-earned reputation for reliability and Acura continually receives high safety ratings- these are generally considered positive items when calculating your insurance premiums. Many insurance companies base the cost of a premium more on the driving habits and driving history of the vehicle owner/operator rather than the characteristics of the automobile itself. If you are purchasing a new car, speak with an insurance agent before you make a final decision to find out the coverage costs of different models.

Over the past few years, Acura has become associated with youth and speed. But its high safety ratings may make it less expensive to insure than other comparable luxury sedans and coupes.

Acura crash test results
Acura models continue to score average to above average in all areas of crash test results. Some discontinued models such as the Vigor 92-94 have poor results. The MDX received excellent scores in all areas of safety.

Acura insurance risk considerations
The Acura Legend and the Acura Integra are two of the least stolen automobiles in the U.S. according to the National Insurance Crime Bureau. Many insurance companies will take this low theft rate into consideration when formulating your insurance premium cost so check with your specific company for more detailed information.

Different factors go into determining what you will pay for car insurance. The following insurance premium quotes are simply a guideline as to what it may cost to insure various Acura models. It does not take into consideration personal driver information which is commonly used to formulate insurance premium costs, such as where you live, your personal driving history and your overall driving habits. As with all insurance, rates vary according to the make and model of the car you are insuring. For example, insurance for the Acura RL is estimated to be around $1600 per year, while the premium for an Acura TL will generally run around $1700 per year. The Acura MDX also averages around $1700 per year to insure.