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Alaska car insurance

Alaska Auto Insurance Minimums, Laws and Requirements

Each state requires registered drivers to carry a certain amount of Minimum Liability Coverage auto insurance.

Alaska mandates all drivers in a household to be covered by liability insurance and have proof of insurance in the vehicle with them at all times.

Drivers are required to show proof of insurance the time of registration or if they are involved in an accident resulting in injury, death, and or property damage in excess of $501, they will be required to present proof of insurance.

Alaska Minimum Liability Coverage
Each state sets its own minimum liability amounts. In Alaska they are as follows:

  • Bodily Injury for One Person: $50,000
  • Bodily Injury for All Injuries: $100,000
  • Property Damage: $25,000

Alaska Uninsured/Underinsured Motorist Coverage
Some states require drivers to carry Uninsured/Underinsured (UM/UIM) motorist coverage. This protects a driver in case they are involved in an accident and the other person is not adequately covered by an auto insurance policy.

Alaska does not require it but does mandate all insurance companies offer policy-holders a written offer of UM/UIM motorist coverage.

No Fault Insurance
Alaska is not a no-fault state. Citizens are not required to carry Personal Injury Protection or comprehensive or collision coverage.