Save up to $400 on
Arizona car insurance

Arizona Auto Insurance

Compare Auto Insurance in Arizona

Arizona Auto Insurance Minimums

  • $15,000 bodily injury for one person
  • $30,000 per accident
  • $10,000 property damage
  • Click here for more auto insurance minimums in Arizona.

Arizona DUI Laws

  • DUI is considered a BAC of 0.08%.
  • A BAC of 0.15% or higher is considered an extreme DUI.
  • Click here for more DUI laws in Arizona.

Arizona SR-22 Auto Insurance Requirements

  • SR-22 may be required for a number of reasons.
  • An SR-22 will be required for three years following license reinstatement.
  • Click here for all SR-22 requirements in Arizona.

Arizona Hands-Free Laws

  • The Arizona Senate has approved Bill 1334, which prohibits text-based communications while operating a motor vehicle.
  • Click here for Hands-Free laws in Arizona.

Arizona Teen Auto Insurance

  • In Arizona you must be 15 years and 6 months to qualify for a graduated driver's permit.
  • The GDL is intended to minimize high-risk situations for inexperienced drivers.
  • Click here to learn all you need to know about Arizona teen driver laws
By law, every Arizona motorist is required to purchase and maintain auto insurance that meets the state's requirements. Proof of valid insurance, along with a current vehicle registration, must be carried by the driver at all times and be available for inspection when asked by any authorized Arizona law enforcement official.

The State of Arizona sets the following minimum coverage requirements:

If you are held responsible for an auto accident which results in injury to a person or persons, bodily injury liability coverage provides funds for accident-related medical expenses, pain and suffering, and lost wages. The minimum coverage amounts as required by the State of Arizona are $15,000 for bodily injury per person and $30,000 for bodily injury per accident.

If you are found liable for an accident which results in damage to another motorist's vehicle, property damage liability provides funds to pay for those damages. Arizona sets a minimum amount of $10,000 for property damage liability coverage.

It's important to remember that these amounts are strictly the minimum which the State of Arizona requires to maintain legal coverage. Many times, these minimum numbers are woefully inadequate to fully cover damages which occur in an accident for which you are found legally responsible. To avoid having to pay the cost difference out-of-pocket, you may want to consider choosing higher amounts of insurance coverage when you purchase your own policy.

Your auto insurance agent is a knowledgeable and trusted source for information regarding the state's minimum requirements and also any other questions you may have about different types of coverage and amounts.

For any other concerns or questions, please contact:

Arizona's Department of Insurance

2910 N. 44th Street
Suite 210
Phoenix, AZ 85018
(602) 364-2499 local
(800) 325-2548 toll-free outside of Phoenix
(602) 364-2977 Spanish

Arizona Car Insurance Agents


If you live in Arizona and are looking for an auto insurance agent to help you with your insurance needs, you've come to the right place.

Auto insurance agents are highly trained professionals whose goal is to make buying auto insurance easy and enjoyable for their customers. Since they keep up with the latest trends in the insurance industry, they are a knowledgeable source when it comes to putting together a comprehensive auto insurance policy that meets the needs of their customers without breaking the bank. That's important in today's economy!

A good agent will take the time to listen to your needs and circumstances with regards to auto insurance and will always consider and use your answers when writing up a policy which protects you, your property and your assets. You can rely on your agent to stand by you when you have a claim and to help you throughout the entire claim process. You should also expect your agent to make sure that your policy is up-to-date and that you maintain coverage which is appropriate for your personal situation.

If are interested in getting a quote from a qualified agent, use our Agent Locator to find an extensive list of agents in your local area. Any one of these professional agents will work hard to make sure you get the best Arizona Auto Insurance policy available that meets both your needs and budget.

Tips to saving money on your insurance premiums


  • Raise your deductible. Remember, the higher your deductible, the lower the cost.
  • Drive carefully. A clean driving record can add up to big savings when buying insurance.
  • Group your policies together. This can earn you up to 10% off your total premium cost at some insurance companies.
  • If you have a teenage driver in the family, ask about teen driver discounts.
  • Improve your credit score. Many insurance companies use your credit score to determine the amount of your premium. Check your credit score before applying for insurance to make sure it is accurate and up-to-date.

By taking advantage of these money-saving tips and working with a professional insurance agent, you can be confident that you are getting the lowest possible rate on your auto insurance policy!

In Arizona, CarInsurance.info is a useful resource that offers people all the information they need to make Arizona auto insurance decisions. By searching the site for insurance providers and their services, people can compare prices and select the best policy. By adopting a strategic approach, one can save significant money. CarInsurance.info offers insurance information for the entire state of Arizona. Residents just need to log on to the site and get a free quote for their city.

Search By City

Chandler Gilbert Glendale Mesa Peoria
Phoenix Scottsdale Tempe Tucson Yuma
Anthem Apache Junction Avondale Buckeye Bullhead City
Camp Verde Carefree Casa Grande Casas Adobes Catalina Foothills
Cave Creek Cottonwood Drexel Heights Eagar El Mirage
Flagstaff Fort Mohave Fortuna Foothills Fountain Hills Globe
Goodyear Green Valley Holbrook Kingman Lake Havasu
Lake Havasu City Laveen Marana Maricopa Nogales
Oro Valley Parker Payson Pinetop Prescott
Prescott Valley Queen Creek Safford San Luis Sedona
Show Low Sierra Vista Snowflake Sun City Sun City West
Surprise