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Boise City, Idaho Auto Insurance - Agents

Premiums for auto insurance are in constant flux. What might have been considered bottom dollar auto insurance rates only a few years ago may now be on the higher end of the spectrum. This constant change means that it's necessary for individuals to examine their auto insurance regularly to determine if they are entitled to lower rates. This is where enters the picture. By providing customers with the resources to understand what the insurance companies see as risks, we can help our clients avoid these risks and find affordable auto insurance for all budgets. If you haven't updated your policy in a while, or have just purchased a new vehicle, this is the perfect opportunity to put us to work for you.

Drivers know that having an accident or two on their record can raise their premiums, but what few know is that the total number of fatal accidents occurring in their hometown can also influence these rates. In 2004, there were 6 fatal accidents in Boise, Idaho. These accidents involved 10 vehicles and a total of 14 people. As a driver or a passenger, safety should be your primary concern. An accident can happen at any time, but having and using the safety equipment installed in your vehicle can be the difference between life and death.

How far you travel to work can also impact the rates for your auto insurance. Residents of Boise have an average travel time of 18 minutes. During this commute, drivers can encounter many chances for a potential accident. However, if you drive 18 minutes or farther to work, you can still find ways to avoid high cost auto insurance.

Speed - many drivers are under the impression that deadly accidents only occur at high rates of speed; of course, this is not the case. In fact, in the 2004 accidents in Boise, the average speed was only 35mph. Answering your cell phone or eating while driving can cause an accident at any speed, so whether you are driving through your neighborhood or to a neighboring town, exercise the same caution.

One of the most influential factors that determine rates is the number of auto thefts in an area. Each time a vehicle is stolen, the insurance company has to fork over the money to replace the loss. This added risk causes rates to skyrocket in areas with high theft rates. In 2005, 499 residents of Boise were victims of auto theft. To be the target, you don't have to drive the newest model or the nicest looking vehicle; however, if your make and model is one of the most frequently stolen in Idaho, your rates will be higher than others.

Whether you have a perfect driving record or have hit a few potholes, you can still find affordable auto insurance. With the resources available from, you will find yourself with money to spare. Give us a few minutes of your time and let help residents of Boise, Idaho start saving money today.