Current Auto Insurance Premium Factor

It is important to maintain constant coverage and not allow your coverage to lapse. As simple as that sounds, thousands of drivers are caught each year driving without proper insurance coverage. The consequences of doing so are fairly clear.

First and foremost, driving without insurance puts you at great financial and legal risk. If you get into an accident and you don't have insurance, and you are found at-fault, you are liable for all the victim's expenses as a result of the accident as well as your own. If you think about all the associated expenses including doctor visits, physical therapy, car repair, and so on, they add up very quickly.

This should be labeled under Common Sense but if you drive a vehicle, you should never go without coverage. If you allow your insurance to lapse or simply choose not to carry a policy, you're taking an enormous risk with your financial future and safety.