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Known as the “thoroughbred city,” Lexington-Fayette Urban County is the second largest city in Kentucky. It is one of the fastest-growing cities in the United States and has been ranked by Forbes as one of the world’s cleanest city.

Lexington-Fayette lays on the fertile pastureland and is known for the scenic beauty of the surrounding areas. The city has also made a commitment to feature urban growth boundaries, including greenbelts and strict zoning definitions to preserve the natural beauty of the area even within the city center. This creates city-planning problems however, as the city balances rapidly growing populations with their desire to maintain the character of nature and horse farms that has become part of its identity. Initiatives to protect historical neighborhoods are also in place throughout the city.

The weather is mild with no prolonged periods of heat, cold, rain, wind or snow. Along with its commitment to maintaining the historical identity of the city, Lexington-Fayette has incorporated state-of-the-art storm water management systems, open space mitigation, major roadway improvements, and other infrastructural projects to improve the city and protect it from future problems.

Lexington-Fayette has one of the most stable economies in the nation based on manufacturing, technology, and entrepreneurship. With nearly 40% of residents retaining at least a Bachelor’s Degree, the city is known for education, ranking 10

in the country for college education rate.
Crime and Fatal Accident Statistics (2009)
Fatal Accidents Cars Involved People Involved Pedestrian Accidents Caused by DUI/DWI Auto Thefts (2008)
22 n/a 23 2 11 587
City Driving
Pop increase from commuters Avg. commute time
+30,335 19.3 minutes
Avg. rainfall Avg. Temp (annual)
44.5 inches rain 16 inches snow Jan 30.8F, July 75.8F (54.9F)
Major Highways
  • Lexington-Fayette can be reached by Interstate 64 and I-75.
  • New Circle Road (KY-4) acts as the city's inner beltway and Man o' War Boulevard functions as a semi outer beltway.
  • Blue Grass Airport
Public Transportation
Lexington-Fayette is considerably congested due to its lack of easy access from the city center to the area's highway system.LexTran (Transit Authority of the Lexington-Fayette Urban County Government) is responsible for providing the area with bus and lift van service. Overall it features 15 routes and over 900 stops.
Facts and Figures
Population (2009) Male Female Change since 2000 Living/Working Area in Sq. Miles
+13.8% 117,584 284.5
Zip Codes
40507, 40517, 40508, 40505, 40503, 40504

Contact the City

Complaints and Insurance Fraud

Insurance companies usually have processes for customers to report fraud and submit complaints. If your company doesn't have a reporting system or fraud hotline, contact its headquarters.

If you've witnessed or are a victim of insurance fraud in Lexington-Fayette, you should report it to the following organizations:

  • Lexington-Fayette Better Business Bureau (BBB)
  • Kentucky Department of Insurance
  • Kentucky Attorney General
  • Coalition Against Insurance Fraud (CAIF)
  • National Association of Insurance Commissioners (NAIC)
  • Federal Bureau of Investigation (FBI)
  • National Insurance Crime Bureau (NICB)