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Nebraska car insurance

Nebraska Auto Insurance Minimums, Laws and Requirements

Each state requires registered drivers to carry a certain amount of Minimum Liability Coverage auto insurance.

Nebraska mandates all drivers in a household to be covered by liability insurance and have proof of insurance in the vehicle with them at all times.

Anyone caught driving in Nebraska without valid proof of insurance will have their license immediately suspended.

Nebraska Minimum Liability Coverage
Each state sets its own minimum liability amounts. In Nebraska they are as follows:

  • Bodily Injury for One Person: $25,000
  • Bodily Injury for All Injuries: $50,000
  • Property Damage: $25,000

Nebraska Uninsured/Underinsured Motorist Coverage
Some states require drivers to carry Uninsured/Underinsured (UM/UIM) motorist coverage. This protects a driver in case they are involved in an accident and the other person is not adequately covered by an auto insurance policy.

Nebraska requires everyone to carry minimum UM/UIM coverage of $25,000 per person and $50,000 per accident.

No Fault Insurance
In Nebraska, you are not required to carry no-fault insurance. Nebraska is a Tort state meaning that the driver at fault must pay a victim’s medical expenses. Further, the victim can also pursue compensation for additional lost wages as well as pain and suffering.