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New Hampshire car insurance

New Hampshire Teen Auto Insurance

Like many other states, New Hampshire has adopted a Graduated Driver Licensing (GDL) system. This is intended to reduce the number of accidents caused inexperienced teenage drivers. The system is designed to gradually introduce inexperienced drivers to more and more driving privileges as they gain behind-the-wheel experience culminating in an official New Hampshire driver license.

New Hampshire Graduated Driver License Requirements
The GDL is intended for aspiring drivers 15 ? years old.

In New Hampshire, teens who wish to gain licensure must gain the permission of their parent or legal guardian and be 15 ? years old to begin practice driving.

A teen who wishes to then obtain a Youth Operator License (YOP) must meet the following requirements:

  • Complete driver education course
  • Gain 20 hours of supervised driving
  • Pass driving and vision test
  • Submit Social Security card
  • Provide licensing certificate and parent/guardian’s permission
  • Proof of age
  • Pay $50 fee

New Hampshire Teen Driver Restrictions
  • Practice drivers must be accompanied by a parent or guardian at all times.
  • YOP drivers cannot carry than one passenger under the age of 25 years old, excluding immediate family members, unless accompanied by a parent or legal guardian.
  • YOP drivers cannot drive between 1 am and 5 am unless accompanied by a parent or legal guardian.
  • After thirteen months, YOP nighttime driving restrictions will be lifted or when the teen turns 18, whichever comes first.
  • Passenger restrictions are lifted after 6 months, or when the teen turns 18, whichever comes first.