No-Fault Auto Insurance

No-fault insurance coverage allows you to recover any losses to you and/or your vehicle regardless of who is at fault.

If you live in a no-fault state, you are covered financially because your insurance company will pay you no matter who caused the accident. Conversely, the other insurance company will pay for their customer's injuries and damages to his/her vehicle.

Once fault is determined, the insurance companies have to work things out between themselves.

It's important to check your state's regulations regarding no-fault limits because sometimes they don't apply to property damage and you could still be sued. In cases such as this, you may want to increase your property damage liability coverage.