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North Carolina car insurance

North Carolina SR-22 Auto Insurance

SR22 is a document often required by a state’s Department of Motor Vehicles (DMV) proving that a driver is carrying the state’s required minimum amount of vehicle liability insurance.

SR22s are typically needed for a driver to reinstate their driving privileges after an offense such as a DUI conviction or uninsured auto accident. Drivers who do not own a vehicle but still wish to reinstate their driving privileges may need to provide non-owner SR22 policy. Once an SR22 expires or is cancelled, the insurance company will issue an SR-26 certifying the cancelation of the policy.

All vehicles in North Carolina must carry a minimum liability insurance policy. North Carolina does not have an SR22 insurance requirement nor can a driver obtain an out-of-state filing for a policy in this state.