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Opelika, Alabama Auto Insurance - Agents

For the best options in insurance coverage, check here first. Having auto insurance in Opelika is necessary, but not only to have coverage in case of an accident. It is also necessary by law, and a requirement for all drivers to have when they drive. In a town of 23,804, insurance is necessary to keep drivers safe and protected in the event of an accident or breakdown.

When you need to insure your vehicle in Opelika, auto insurance comes with a compulsory coverage. This means that you will receive a certain amount of coverage if you opt for the lowest limits. Any physical injuries per person in the event of an accident will be automatically covered at a rate of $20,000 for bodily injury liability. $40,000 covers all injuries to everyone who was in the accident, and the rate of $10,000 for any property damage that occurs as a result is the minimum coverage amount.

Having auto insurance in Opelika is necessary, not just because of the associated costs with being in an accident. It is actually illegal not to have insurance on your vehicle, and many will argue, morally wrong.

When you do receive auto insurance in Opelika, you will also get proof of insurance in the form of a card. This card will have very important information on it. This will typically include the make and model of the vehicle, the year of the vehicle, purchase date, VIN number, name, address and phone number of the insured party, policy number, and expiration date of the policy. A driver may also have other proof, such as a rental agreement with a company that has their insurance information on it.

It is important to have your insurance information always with you when you are driving. Not only will you need it in the event of an accident, it must also be shown to any law enforcement officer upon request. Fines may be given to those unable to produce proof of insurance, usually up to $500. For those who are caught repeatedly without proof, a suspension of their license may occur.

Many factors are used when a company determines their customer's insurance premiums. Such things as the age of the insured, where they live, the type of vehicle that they drive, etc., all have a bearing on the amount of their premium. It is easy to get started now on finding the best insurance rate possible in Opelika by getting many different quotes for your auto on the Internet.

Find a Local Car Insurance Agent in Opelika, AL

Local Auto Insurance Agents in Opelika, AL add your agency
* We are not affiliated with any of these agents listed below:
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ACCEPTANCE INSURANCE
334-741-5747
Opelika, AL 36801
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ALABAMAS FIRST CHOICE INSURANC
334-364-0412
Opelika, AL 36801
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ALFA INSURANCE
334-749-3371
Opelika, AL 36801
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ALFA INSURANCE
334-741-0573
Opelika, AL 36801
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ALLSTATE INSURANCE COMPANY - T
334-745-5555
Opelika, AL 36801
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INSURE SOUTH INC
334-745-3585
Opelika, AL 36803
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J SMITH LANIER & CO
334-749-3401
Opelika, AL 36801
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STATE FARM INSURANCE
334-749-5777
Opelika, AL 36801
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STATE FARM INSURANCE
334-745-6303
Opelika, AL 36801
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U S AGENCIES DIRECT INSURANCE
334-502-5400
Opelika, AL 36801