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Oregon car insurance

Oregon Teen Auto Insurance

Like many other states, Oregon has adopted a Graduated Driver Licensing (GDL) system. This is intended to reduce the number of accidents caused inexperienced teenage drivers. The system is designed to gradually introduce inexperienced drivers to more and more driving privileges as they gain behind-the-wheel experience culminating in an official Oregon driver license.

Oregon Graduated Driver License Requirements
The GDL is intended for aspiring drivers at least 15 years old.

In order to receive an instruction permit, the teen must be at least some 15 years old and pass a written test. In addition, they must hold the permit for 6 months before they can go on to the provisional license.

To obtain a permit, the following items are needed:

  • Proof of identity, residency, and age
  • Social Security number
  • Proof of enrollment in or graduation from school
  • Pay fees
  • Signature of parent or guardian on application

Provisional License requirements:
  • Must be at least 16 years old
  • Pass safe driving knowledge test
  • Pass driving test
  • Complete at least 50 hours of behind-the-wheel training at a state-approved safety education course or
  • Complete at least 100 hours of parent-supervised behind-the-wheel practice.
  • Pass vision, knowledge, written, and road skills test
  • Submit driver education completion certificate or
  • Parent-completed driving log

Oregon Teen Driver Restrictions
  • Instruction permit holder must be supervised by a licensed driver, at least 21 years of age who has had their license for at least 3 years, at all times
  • Provisional license holders may not have passengers under the age of 20, except for the immediate family members, for the first 6 months
  • May not drive between 12 am and 5 am, unless driving to and from work or school, unless accompanied by a licensed driver who is at least 25 years old.
  • These restrictions end after 12 months or when the teen reaches 18, whichever comes first.
  • Any violations of these conditions will result in restrictions of driving privileges and/or suspension of license.