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Rhode Island car insurance

Rhode Island Teen Auto Insurance

Like many other states, Rhode Island has adopted a Graduated Driver Licensing (GDL) system. This is intended to reduce the number of accidents caused inexperienced teenage drivers. The system is designed to gradually introduce inexperienced drivers to more and more driving privileges as they gain behind-the-wheel experience culminating in an official Rhode Island driver license.

Rhode Island Graduated Driver License Requirements
The GDL is intended for aspiring drivers at least years old. Rhode Island’s GDL progresses through three stages: Instruction Permit, Provisional License, and Full Operator License.

Instruction Permit:

  • Teen must be at least 16 years old
  • Parent or legal guardian must sign DMV application in person
  • Provide proof identity, age, and identity
  • Social Security card
  • Certificate of completion from state-approved driver education course

The permit is valid for 12 months and must be held for at least 6 months before the teen can apply for a provisional license. In addition, the teen must complete at least 50 hours of behind-the-wheel practice, including 10 hours at night.

Provisional License:
  • Provide permit and 50-hour certificate signed by parent or guardian
  • Must complete application with parent or guardian present
  • Pass road test

The provisional license expires after 18 months; it is automatically upgraded to a Full Operator License after 12 months in the teen maintains a clean driving record.

Rhode Island Teen Driver Restrictions
  • Instruction permit holders must be accompanied by a licensed driver in the front passenger seat at all times, no exceptions.
  • Provisional license holders must have an accompanying licensed driver with them at all times.
  • They may not operate a motor vehicle unaccompanied between 1 am and 5 am unless traveling to and from work, volunteer duties, and emergencies.
  • May not have more than 1 passenger under 21 years old, except immediate family members.