Save up to $400 on
Texas car insurance

Texas Teen Auto Insurance

Like many other states, Texas has adopted a Graduated Driver Licensing (GDL) system. This is intended to reduce the number of accidents caused inexperienced teenage drivers. The system is designed to gradually introduce inexperienced drivers to more and more driving privileges as they gain behind-the-wheel experience culminating in an official Texas driver license.

Texas Graduated Driver License Requirements
The Texas GDL is intended for aspiring drivers at least 15 years old and has two steps: Instruction Permit and Provisional License.

To obtain an instruction permit:

  • Must be at least 15 years old
  • Must complete state-approved driver education course
  • Provide completed application signed by parent or legal guardian
  • Provide proof of birth
  • Provide Social Security card
  • Provide proof of enrollment in or graduation from school
  • Pass vision and written tests

Teens must hold instruction permit for at least 6 months before they can apply for a Provisional License. The permit is valid for 12 months, during which the teen is accused to obtain 50 hours of practice driving.

To obtain a provisional license, the teen must be at least 16 years old and must take written, vision, and road tests.

Texas Teen Driver Restrictions
  • Permit holders may not drive without a licensed driver, at least 21 years old with at least one year of driving experience and must sit in the front passenger seat at all times.
  • Provisional license holders under 18 may not transport more than one passenger under the age of 21, excluding immediate family members.
  • Teens may not drive between 12 am and 5 am unless travelling to and from work, school, or an emergency.
  • Provisional restrictions last 6 month after which, if the teen has a clean driving record, will automatically be lifted.
  • Violating these conditions may result in a licensing delay, in some cases until the teen’s 18th birthday.