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Vermont car insurance

Vermont Teen Auto Insurance

Like many other states, Vermont has adopted a Graduated Driver Licensing (GDL) system. This is intended to reduce the number of accidents caused inexperienced teenage drivers. The system is designed to gradually introduce inexperienced drivers to more and more driving privileges as they gain behind-the-wheel experience culminating in an official Vermont driver license.

Vermont Graduated Driver License Requirements
The GDL is intended for aspiring drivers at least 15 years old. Vermont’s GDL has three steps: Learner’s Permit, Junior Operator License (JOL), and Operators License.

Permit holder must be at least 15 years old and must hold permit for one year before applying for a JOL. The permit holder must also complete at least 40 hours of behind-the-wheel training, including 10 hours at night. They must also maintain a clean driving record for six months prior to obtain JOL.

Teens must also provide the following documentation:

  • Signature of parent on application
  • Proof of insurance
  • Proof of identity and age
  • Pass written and vision tests

JOL holders must hold license for 6 months without violations. Upon reaching 18 years of age, teens are eligible for Operators License.

Vermont Teen Driver Restrictions
  • Permit holders may not drive without a parent, legal guardian, certified driver education instructor, or a supervising licensed driver at least 25 years old.
  • Permit holders who are stopped for any reason may have their permit suspended for 90 days.
  • JOL holders may not operate a vehicle as a means of employment for one year.
  • May not carry passengers during first three months unless accompanied by supervising driver, who must be seated in the front passenger seat all al times.
  • May not carry more passengers than available seat belts.
  • May transport immediate family members during second three months of operation.
  • Violating these restrictions may result in suspension for up to 90 days.