Volkswagen Auto Insurance

Volkswagen, or VW as it is commonly known, is a popular German car brand which puts a huge emphasis on its marketing and advertising campaigns. Volkswagen has continued to attract new customers in all parts of the world with its catchy music and humorous commercials.

Volkswagen was founded in Germany in 1937 by Ferdinand Porsche, an Austrian engineer. Most of the cars at that time were luxury vehicles which were well beyond the reach of the average consumer. Hitler was then in power and he contacted Porsche to design and manufacture a car "for the people". Thus, the Volkswagen was born. Volkswagen literally means "people's car" in German. The model which was created was a car which was fuel-efficient, reliable, had inexpensive parts and labor costs, and was easy to use.

Volkswagen broke into the U.S. market in the early 1950s. The official model which was sold in America was the VW Type 1, but it became known around the world as the "beetle" or "bug". It was a massive success and by 1955, over 1 million vehicles had been sold.

Volkswagen was also famous for producing the Type 2 model, known as the minibus. It was popular throughout the world during the 1960s and 1970s and is still manufactured in an updated version, the Transporter. During its heyday in the Sixties, it was lovingly known as the Hippie Bus, the Hippie Van, and the Hippiemobile. Many of these vehicles were custom painted by their owners with artwork and other signage. Many were "moving billboards" which spread whatever message was popular at the time- from anti-war slogans to words of love and peace.

Volkswagen manufacturers and sells a wide variety of vehicles for the U.S. market. From sedans to small SUVs, from minivans to large SUVs, VW offers car buyers various styles and price points to accommodate every customer.

Shopping for car insurance is no different than shopping for other items you need. The more you research and learn, the better you will be able to negotiate a reasonable price for an insurance premium. Contact various companies and get quotes for the make and model of car you want to insure. Remember that generally your personal information impacts your insurance rate more than the type of car you drive. Try to maintain a clean driving record and also check your credit score. Most companies will check your credit-worthiness when you apply for car insurance so make sure your credit report is accurate and up-to-date.

Volkswagen crash results and theft risks
Volkswagen only had one model named to the list of the top 100 cars stolen annually in the U.S. According to the National Insurance Crime Bureau, the model most at risk is the VW Jetta. If you own a Jetta, you should check with an insurance agent to find out if your insurance rates will be affected. Overall, the risk is very low so your rates should not significantly increase.

The Insurance Institute for Highway Safety named several Volkswagen models to its list of Top Safety Picks of 2012. To be included, cars must receive a "good" rating in all categories of testing: high-speed front and side crash tests, a rollover test, and evaluations of seat/head restraints for protection against neck injuries in rear impact collisions. The Volkswagen models which were named are:

  • Small cars: Volkswagen Golf (only 4-door models), Volkswagen GTI (only 4-door models)
  • Midsize cars: Volkswagen Jetta sedan, Volkswagen Jetta Sport/Wagen, Volkswagen Passat
  • Midsize luxury: Volkswagen CC (except 4 wheel drive models)
  • Small SUVs: Volkswagen Tiguan
  • Large SUVs: Volkswagen Touareg
  • Minivans: Volkswagen Routan

Volkswagen Insurance
Car insurance rates can vary significantly depending on the make and model of your Volkswagen vehicle and also on your personal information. Insurance companies rely on statistical data and individual personal information to help them calculate insurance rates. The following quotes are strictly estimates and do not reflect what you might actually be charged for an annual premium. However, they can be used as a guideline when budgeting for insurance costs and other car-related expenses.

A Volkswagen GLI will generally run around $1550 a year for insurance while a VW GTI can cost $1606. The Volkswagen R32 is estimated to cost $1755 for an annual premium. A VW Beetle will average around $1194 a year for coverage. A Volkswagen Rabbit can cost around $1385 for an annual policy while a VW Passat will cost approximately $1433 for an annual premium. You can expect to pay about $1301 for annual coverage on a Volkswagen Jetta.

It's important to remember that driving without proper insurance coverage is not an option. When budgeting for car expenses, a smart consumer will always add in the cost of insurance along with the vehicle monthly payment amount (if any) and estimated fuel expenses.