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Washington Teen Auto Insurance

Like many other states, Washington has adopted a Graduated Driver Licensing (GDL) system. This is intended to reduce the number of accidents caused inexperienced teenage drivers. The system is designed to gradually introduce inexperienced drivers to more and more driving privileges as they gain behind-the-wheel experience culminating in an official Washington driver license.

Washington Graduated Driver License Requirements
The GDL is intended for aspiring drivers at least 15 years old.

The first step is a learner’s permit, which requires the following:

  • Must be at least 15 years old
  • Must be enrolled in a driver education course
  • Must take vision and hearing tests
  • Provide proof of residency and identification
  • Provide Social Security card
  • Provide parental authorization affidavit
  • Pay $20 fee

Any teen not enrolled in a driver education course cannot apply for their permit until they’re 15 ? and pass a written test. During permit period, the teen must complete at least 50 hours of behind-the-wheel practice, with at least 10 hours at night. They must also have a clean record six months before they apply for their license.

Intermediate license requirements are as follows:
  • Must be at between 16 to 18 years old
  • Certificate of completion for state-approved driver education course
  • Provide parental authorization affidavit
  • Pass knowledge, driving, and vision tests
  • Provide proof of ID and residency
  • Provide Social Security number
  • Pay $25 fee

Once the teen goes 12 months without a collision or traffic violation, the restrictions on the intermediate license are lifted.

Washington Teen Driver Restrictions
  • Permit holders may not drive without a parent, legal guardian, or a licensed driver who is at least 25 years old and has held an unrestricted license for at least 5 years.
  • In addition, the supervising driver must be seated in the front passenger seat at all times and they may not transport passengers under 20, excluding immediate family members.
  • Intermediate license holder may not drive with passengers under 20, excluding immediate family, for the first 6 months of licensing.
  • May not carry more than three passengers under 20 years old, excluding immediate family, for the second 6 months.
  • May not drive between 1 am and 5 am for the first year, unless accompanied by a licensed driver at least 25 years old. The only exception to this rule is if the teen is driving for agricultural purposes.
  • Violating these conditions could result in extension of the restriction period or license suspension.