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West Virginia car insurance

West Virginia Teen Auto Insurance

Like many other states, West Virginia has adopted a Graduated Driver Licensing (GDL) system. This is intended to reduce the number of accidents caused inexperienced teenage drivers. The system is designed to gradually introduce inexperienced drivers to more and more driving privileges as they gain behind-the-wheel experience culminating in an official West Virginia driver license.

West Virginia Graduated Driver License Requirements
The GDL is intended for aspiring drivers at least 15 years old. The West Virginia GDL has three steps: Instruction Permit, Intermediate Phase, and Full License

To obtain a learner’s permit, the following requirements must be satisfied:

  • Be at least 15 years old
  • Pass written and vision tests
  • Provide driver education school eligibility certificate
  • Provide proof of enrollment in school
  • Provide proof of residency, age, and identification
  • Provide Social Security card
  • Parental consent required on application
  • Pay $5 fee

In addition, the permit holder must complete at least 50 hours of behind-the-wheel practice, including 10 hours of nighttime driving. Upon satisfying all requirements, the teen may apply for an intermediate license.

To obtain an intermediate license, the following requirements must be fulfilled:
  • Be at least 16 years old
  • Hold a learner’s permit for at least 6 months
  • Signed log sheet verifying behind-the-wheel practice
  • Pass road skills and vision tests
  • Provide documents as listed above

Upon satisfying all the above requirements, the teen may apply for a full license and complete 12 months of violation free driving. The teen must also provide required identification and pass vision, written, and road skills tests.

Alternatively, the teen may simply keep the intermediate license and obey its restrictions until he or she turns 18.

West Virginia Teen Driver Restrictions
  • Learner’s license holder may only drive with a licensed driver present, who must be at least 21 years old,.
  • The driver may only have two additional passengers
  • They may not drive between 10 pm and 5 am.
  • All occupants must wear seatbelts.
  • Intermediate license holders may not drive between 10 pm and 5 am without a licensed adult (at least 21 years old), unless going to and from work, school, church, or an emergency.
  • The intermediate license holder may not carry any non-family members for the first six months of licensing and no more than one non-family member during the second six months.
  • Violating these conditions could result in loss of license and/or revocation of driving privileges.
  • If a teen receives a conviction, the six month waiting period will start over.