Privacy Policy

Auto Insurance Internet Access LLC Privacy Policy

Effective as of March 1, 2010
  1. AGREEMENT AND PARTIES
    Auto Insurance Internet Access LLC respects the privacy and personal information of the members of the AIN community. This privacy policy applies to information we receive when you use the AIN website www.carinsurance.info (the "AIN Service" or "Service"). This privacy policy ("privacy policy" or "policy") is an agreement between AIN and you, as the user of the AIN Service ("you"). This agreement tells you when this policy is effective, how we may change this policy, what information we collect from you, how we might use that information, and the steps we take to ensure that your personal information is protected. We share your personal information only with your consent or as described in this policy.

    Please read this privacy policy to learn more about how Auto Insurance Internet Access LLC treats personally identifiable information. We follow principles that are supported by the Federal Trade Commission's Fair Information Practices Principles, currently available at http://www.ftc.gov/reports/privacy3/fairinfo.htm. If you have comments, suggestions, questions, or concerns about our privacy policy, please contact us at the email and/or street address provided at the end of this policy.
  2. AGREEMENT TO TERMS OF PRIVACY POLICY AND TERMS OF SERVICE
    Any AIN Service you wish to use is purely voluntary. You are not required to provide any personal information to us unless you choose to access features on the Service which require such information. If you do not agree with the terms of this policy or other terms of use related to the AIN Service, then you should immediately exit this website and discontinue using the site or any component of the Service. If you do not agree with the terms of our privacy policy and terms of use, please do not provide us with personal information and discontinue use of the Service. AIN's terms of use are expressly incorporated into this policy by reference and made a part of this policy. By using the AIN Service, you signify that you agree to the terms of this privacy policy as well as to our terms of use.
  3. EFFECTIVE DATE OF, AND CHANGES TO, PRIVACY POLICY
    This privacy policy is effective as of March 1, 2010 and will remain in effect except with respect to any of its provisions that are changed in the future, in which case the changes will become effective thirty (30) days after they are posted to the website or we otherwise notify you of the changes. Use of information we collect is subject to the policy in effect at the time such information was collected. We reserve the right to change this privacy policy at any time and you should check this privacy policy periodically. Your continued use of the Service after we post any such modifications will constitute your acknowledgment of the modified policy and your agreement to abide and be bound by the modified policy. We will also revise the "last updated" date found at the beginning of this privacy policy when we post changes to it.
  4. POLICY APPLICABLE TO ONLINE ACTIVITIES ONLY
    The privacy policy does not extend to anything that is inherent in the operation of the internet, and therefore beyond AIN's control, and is not to be applied in any manner contrary to applicable law or governmental regulation. This privacy policy only applies to information collected through the AIN Service and otherwise as described in this policy.
  5. PERSONAL INFORMATION ABOUT YOU
    5.1   
    Types Of Information Collected
    We may ask you for certain information, referred to as "personal information, which includes information that pertains to your identity. Such information may include, but is not limited to, items such as your name, physical address, age, email address, and driver's license number.

    5.2   
    Personal Information You Provide to Us
    You may be required to provide personal information to access or use certain parts or features of the AIN Service. For example, you will be asked to provide personally identifiable information before receiving an insurance quote from one of our unaffiliated third-party providers. If you do not provide the requested personal information, you may not be able to access or use the particular Service where such information is required.
  6. GENERAL INFORMATION WE MAY COLLECT
    6.1   
    Types Of Information Collected
    There may be other instances in which we collect information from you that is more general in nature ("general information"). Such information may include information recorded by our server logs from your browser such as your Internet Protocol (IP) address (which enables us to identify your computer or device on a Transmission Control Protocol/Internet Protocol (TCP/IP) network like the internet), and the specific webpage you requested. Such general information, including the click stream data and cookies, as mentioned below, may be collected from you whenever you access or use the AIN Service, whether or not you provide us with any personal information.

    6.2   
    Click Stream Data
    When you use the AIN Service we may collect "click stream data" (server address, domain name, etc.). We may use click stream data for traffic analysis or e-commerce analysis of our Service, to determine which features within the AIN Service are most or least effective or useful to you.

    6.3   
    Cookies
    A cookie is a small string of information that a website you visit transfers to your computer for identification purposes. Cookies can be used to follow your activity throughout the AIN Service and that information helps us to understand your preferences and improve your experience. AIN cookies do not collect personal information from you, and we do not combine the general information collected through cookies with other personal information you may provide to personally identify you. You can turn off all cookies if you prefer not to receive them. You can also have your computer warn you whenever cookies are being used. Please refer to documentation provider with your web browser (e.g., Firefox, Safari, Chrome, or Internet Explorer) for information on enabling these options. There are also software products available that can manage cookies for you. Please be aware, however, that when you choose to reject cookies, this choice may limit the functionality of the websites you visit and you may lose access to some of their features.
  7. USE AND SHARING OF INFORMATION
    7.1   
    To Provide Products And Service To You
    We will use the personal information you provide and any general information we receive from you to provide AIN Service to you, which include the following:
    1. To assist those who help us in designing and operating the Service or who help us analyze collected data. These parties will only use your data for the purpose of carrying out the work as agreed with us and will be required to keep the information confidential.
    2. To send you information or materials via email about products, offers, and news we think might interest you. This information may relate to products, offers, and news of AIN or its licensees or selected commercial partners. (If you no longer wish to receive any emails from us, please see "OPTING OUT OF EMAIL" below.)
    3. To analyze visits to the AIN website and learn about the interests of our visitors in the aggregate and also on a personal level to better understand your interests and needs, so we can improve our products and services and deliver to you the type of content, features, and promotions that you are most interested in.
    4. To provide such information to our partners at your request. For example, when you request an insurance quote, AIN will collect your personal information for transmission to the independent provider of that service.

    7.2   
    Business Transfers
    In some cases, we may choose to buy or sell assets. In these types of transactions, customer information is typically one of the business assets that is transferred. Moreover, if AIN or substantially all of its assets were acquired, customer information would likely be one of the assets that is transferred or acquired by a third party. You acknowledge that such transfers may occur, and that any acquirer of AIN may continue to use your personal information as set forth in this policy.

    7.3   
    Protection of AIN and Others
    We may release personal information when we believe in good faith that release is necessary to comply with any law, enforce or apply our terms of use and other agreements, or protect the rights, property, or safety of AIN, our employees, our customers, or others. We may disclose personal or general information upon receipt of a court order or subpoena, or to cooperate with a law enforcement investigation, which may include responding to requests and court orders from jurisdictions outside the United States. We reserve the right to report to law enforcement agencies any activities that we in good faith believe to be unlawful, as determined in our sole discretion.

    7.4   
    With Your Consent
    Except as set forth herein, we will notify you to obtain your consent before your personal information may be shared with third parties, and will be able to prevent the sharing of this information.
  8. PROTECTION OF YOUR INFORMATION
    8.1   
    Security Measures
    In order to protect both the personal information and the general information that we receive from you through your use of the AIN Service, we have implemented various security measures. For example, when you enter sensitive information (such as your driver's license number) on an AIN form, we encrypt that information using secure socket layer technology (SSL). We also follow generally accepted industry standards to protect the personal information submitted to us, both during transmission and once we receive it.

    8.2   
    Risk Of Interception
    Please keep in mind, however, that whenever you give out personal information online there is a risk that third parties may intercept and use that information. While AIN strives to protect your personal information and privacy, we cannot guarantee the security of any information you disclose online. By using the Service, you expressly acknowledge and agree that we do not guarantee the security of any data provided to or received by us through your use of the AIN Service and that any personal information, general information, or other data or information received from you through your use of the Service is provided to us at your own risk, which you expressly assume.
  9. NO USE OF THIS SERVICE BY MINORS PERMITTED
    9.1   
    Information Received From Minors
    The AIN Service is intended only for those who are at least 18 years old or, if the age of majority in your state or province is greater than 18 years, such age of majority in your state or province. Personally identifiable information submitted by a minor violates the website terms of use and will not be accepted. Any general information provided by minor and gathered (for example, through the use of cookies) during his or her visit may be used as indicated in this privacy policy. AIN is committed to protecting the privacy of children and has no intention of collecting personal data from minors. We encourage parents and guardians of minors to regularly check and monitor their children's use of email and other activities online.

    9.2   
    Notice Concerning Children
    PLEASE NOTE: The AIN Service is a general audience Service, and we do not direct any of our content specifically at children under 13 years of age. We understand and are committed to respecting the sensitive nature of children's privacy online. If we learn or have reason to suspect that a user of the Service is under age 13, we will promptly delete any personal information in we may have for that user. If you have such information, please contact us.
  10. LINKS TO THIRD PARTIES
    For your convenience and to improve the usage of the AIN Service we may insert links to third party goods and services. This privacy policy does not apply to such third party websites. These links take you outside our Service and off the AIN site and are beyond our control. This includes links from partners that may use AIN's logos as part of a co-branding agreement. The sites those links can take you to have their own separate privacy policy and although we seek to protect the integrity of our Service, AIN is not liable for the content and activities of those sites. Your visits and access to such websites is at your own risk. Please note that those other sites may send their own cookies to users, collect data, or solicit personal information.
  11. OPTING OUT OF EMAIL
    You may opt out of receiving any emails from AIN at any time, and any such email you receive will contain a prominent "unsubscribe" link within the email message. Information concerning your past behavior with the Service may be retained indefinitely by AIN.

    Please note that although you may opt out of receiving emails, AIN reserves the right to communicate with you via email regarding specific products and services you have ordered, requested, or inquired about.
  12. QUESTIONS OR COMMENTS
    If you have any questions, comments, or concerns relating to the AIN Service or this privacy policy, please contact us or write to us at:

    Auto Insurance Internet Access LLC
    Attn: Privacy Compliance Officer
    333 3rd Street, Suite 203
    San Francisco, CA 94107


    We will make every effort to resolve your concerns.