Pontiac Car Insurance

Pontiac was a popular American car brand which was a division of General Motors. Over its long history, it specialized in mainstream performance vehicles. In April 2009, GM announced it would discontinue the Pontiac brand by the end of 2010. This was due in large part to the massive financial problems that GM was experiencing and also part of its restructuring plans to revitalize the giant automaker. GM would now focus on 4 main divisions in its North American field of operations: Chevrolet, Cadillac, Buick, and GMC.

Pontiac had its beginnings when the Pontiac Spring and Wagon Works was incorporated in 1899 by Albert G. North and Harry G. Hamilton. They took over the Rapid Truck Company in 1905 and decided to manufacture their first automobile in 1907. The modern founding of the Pontiac brand occurred in 1926 when General Motors introduced its new models.

One of Pontiac’s first big successes was the Bonneville model which debuted in 1957. Other popular models which were produced were the GTO, the Grand Prix, the Firebird, and the Fiero.

Be a smart consumer and learn the facts about the Pontiac model of car you want to insure. Then contact several car insurance companies and compare quotes. The make and model aren’t the only factors which your insurance company will use to formulate your policy. Your personal driving history, your age, and other pertinent data will also be a big determinant. You can help keep your car insurance costs at a reasonable level by doing a few simple things: drive safely, take advantage of available discounts, add security and safety features to your automobile, and maintain a good credit score. All of these things can help lower the price you will pay!

Theft Risk for Pontiac
The National Insurance Crime Bureau indicates that Pontiac is a relatively popular brand among car thieves. But that doesn’t necessarily mean you will have to pay higher rates for car insurance. The models which are most at risk are the Grand Am, the Grand Prix, the Bonneville, the Firebird, and the 6000. As is the case in many instances of theft, older car models with less advanced (or no) security features make an easier target for the professional car thief. If you are insuring an older model Pontiac, be sure to get quotes from several different insurance companies before signing on the dotted line.

Crash Test Data for Pontiac
Some Pontiacs performed poorly in crash test situations, including the Grand Am and Sunfire models. If you are in the market for a Pontiac vehicle, it makes sense to do some investigating on your own and determine the safety ratings and crash test results for the model or models you are interested in. You can then get quotes from several car insurance companies and determine who offers the most reasonable price for the coverage you need. Personal injury protection and uninsured motorist coverage can vary depending on the safety features and crash test results of the automobile being insured so it’s important to know these facts before writing up your policy.

Pontiac insurance costs
Nearly every insurance company offers discounts to their customers. These can range from good driver discounts to discounts for bundling your policies (such as life, home, renter’s, etc). If you have a teenager driver in the family, many companies have a good student discount if your child maintains a certain grade point average. There are usually discounts for completing driver’s training and/or defensive driving courses.

When you plan and budget for car ownership expenses, it is important to include the cost of insurance. The actual amount you will pay for an annual premium will vary depending on your personal information and what type of vehicle you are insuring. The quotes offered here are simply guidelines as to what you might be charged but they can help you estimate what the yearly cost of an insurance policy might be.

The Pontiac G8 can cost about $1550 for an annual policy while a Pontiac Grand Am will run about $1450. The Pontiac Grand Prix is usually the least expensive model to insure coming in at around $1255 a year.