Suzuki Car Insurance

Suzuki Motor Corporation is a Japanese multinational corporation. It specializes in manufacturing automobiles, 4×4 vehicles, outboard marine engines, and motorcycles.

The company had a rather unconventional beginning. In 1909, Michio Suzuki founded the Suzuki Loom Works in the small coastal village of Hamamatsu, Japan. The business was immediately successful as the looms were used in Japan’s giant silk industry. Michio Suzuki was a talented designer and engineer as well as being a smart businessman. In 1929, he invented a new type of weaving machine and began to export the machines overseas. He obtained patents for over 120 of his designs and for the next 30 years, the Suzuki company focused on these complex looms.

During the 1930s, Suzuki looked to expand into other areas of manufacturing. The idea of a simple passenger automobile was gaining popularity at the time and the decision was made to start this new venture. The project began in 1937. Over the course of two years, the company completed several prototype cars. However with World War Two rapidly approaching, the Japanese government declared that manufacturing efforts should be directed towards military supplies and hardware. Time was not to be spent designing and manufacturing civilian passenger cars. After the war, Suzuki returned to loom manufacturing and did not start producing automobiles until the 1950s.

The American Suzuki headquarters is located in Brea, California. For 2012, the Suzuki brand sells the following models in the U.S. market: the Kizashi, the Sx4 Sedan, the Sx4 SportBack, the Sx4 AWD Crossover, the Grand Vitara, the Equator, and the Equator Crew Cab.

An important thing to remember when deciding on car insurance is that rates are formulated and based mainly on statistics. An example is that a person will almost always pay more to insure a red convertible sports car than a silver mid-sized family sedan. Why? Because statistics bear out that the sports car is much more likely to be driven at a high speed and recklessly than the sedan and will therefore have a higher accident rate. An SUV also will generally cost more for coverage than a sedan. It’s something to consider when shopping for insurance.

Whenever you are looking for car insurance, it makes good sense to shop around and compare quotes from different companies. Most insurance companies use different information to calculate the cost of an annual premium. While the make and model of a vehicle does play a part in this determination, other factors are weighed such as your age, your driving record and where you live. You can help to keep down the cost of your auto insurance by driving carefully, taking advantage of available discounts, and maintaining a good credit history/score. Suzuki automobiles are generally considered reasonably priced vehicles so purchasing insurance coverage should not be too expensive.

Suzuki Theft Risk
According to the report published by the National Insurance Crime Bureau, Suzuki models are not considered a high theft risk. Remember that the more safety and anti-theft features your car has, normally the less you will pay for insurance.

Suzuki Crash Test Results
Unfortunately most Suzuki models did not perform well in crash tests given by the Insurance Institute for Highway Safety. Not one Suzuki model made the IIHS Top Safety Picks list for 2012.

If you are in the market for a Suzuki vehicle, it makes sense to do some investigating on your own and determine the safety ratings and crash test results for the model or models you are interested in. You can then get quotes from several car insurance companies and determine who offers the most reasonable price for the coverage you need. Personal injury protection and uninsured motorist coverage can vary depending on the safety features and crash test results of the automobile being insured so it’s important to know these facts before writing up your policy.

Suzuki Insurance
Insurance for many Suzuki models continues to be reasonable despite the rising cost of insurance overall. Companies take many factors into consideration when determining what you will pay for an annual premium. While the make and model of the car you insure certainly is a part of the equation, your personal driving record, age, driving habits and location are generally weighed more heavily by insurance companies when pricing your policy. Be sure to ask about available discounts- these can add up to significant savings if you qualify.

Here are some average insurance costs for an annual premium on various Suzuki models. Please remember these are only estimates and serve only as a guideline as to what you might personally pay.

  • The Suzuki Equator averages around $1300 for an annual premium.
  • A Suzuki Sx4 Sport generally will cost around $1310.
  • The Suzuki Sx4 Crossover will generally be around $1385 per year for insurance.
  • You can expect to pay about $1336 for yearly coverage on a Suzuki Grand Vitara.