Driver Education and Defensive Driving Discount

Driver education is an excellent way for young or inexperienced drivers to earn discounts on most types of coverage. Many states require enrollment by teens in a driver education course before they can even begin the licensing process and many often have to submit proof of completion before they can obtain a learner's permit or restricted license.

Defensive driving courses are offered to older drivers as a way of lowering premiums by demonstrating a willingness to educate themselves on how best to avoid accidents and moving violations. Defensive driving is training for drivers that exceed basic driving skills and rudimentary rules of the road. This type of training aims to reduce the risk associated with driving by training people to anticipate dangerous situations and other drivers' mistakes.

These options will vary from state to state and your insurance company so it's best to consult your carrier and local DMV for more information.