Safe Driving Discount

Being a good driver is a great way to give your wallet a much-needed break. In fact, it is one of the best ways to save money on your auto insurance premiums.

Most insurance companies offer good driver incentives for people who stay accident free but it will also depend upon your driving record. It is important to avoid accidents, but you should also steer clear of speeding and reckless driving offenses, DUI or DWI convictions, and other infractions that can tarnish your record.

The amount you will save and how you can qualify will vary from carrier to carrier. For instance, some drivers will qualify for such incentives after three years and will max out after five consecutive years of safe driving. Other companies might offer a discount for each year of safe driving. In either case, total discounts typically max out around 20%.